Accident!!!!

Most / more like all Biker's Nightmare....

Accident!!!

It happened when I was trying to beat the rain clouds... Nope, not by speeding, but by leaving slightly earlier than normal.

It was just outside of my office when it happened... Filtering out into the main road...
In my front was a red car, right was a lorry...
As the lorry started to move off, I made sure that the car was too... And when I saw the car moving off, my SSCD training told me to check the main road to make sure there was really no car approacing.... nothing wrong right??

WRONG!
The car in front of me jammed his brakes...
I hit him while I was checking back, the left of my bike hit the car and the bike fell to the left...

Luckly there wasn't any cars on the right @ this time.

But guess what?? There was a slight drizzle but NO ONE CAME TO HELP @ ALL!!!
My bike was right in the middle of the 2 lanes... guess what, everyone was really careful not to "hit" me... So thoughtful...

But one person came over and helped me bring my beaST up... then I found out that he was the car owner that I hit. DAMN.... :)

Anyway, he was a nice guy so I gave him my details and asked him to claim as I was still to stunned to nego for a personal settlement.

Anway, another point to bring up.

CARS NCB aka No Claim Bonus - Max 50%
Bikes NCB Max - 20 %

What the h........

Dun ask me.... why....

Before I reached 30, my ST's 1st party insurance was almost 1.5k after NCB. aaarrrggggggggggg.......

If bikers are 3rd class road users... then why do we pay more insurance?? Damn.......

I dun even wanna start on road tax vs the way some car drivers treat bikers on the road...
Anyway....

After
passing the 30 mark, the insurance went quite a fair amt... also over the years, I think with the intro of IDAC, this stopped many "Dishonest" claiming / repair companies from making a quick buck. IMHO, these companies if caught should be fined heavily... very heavily.

Well, I am just hoping that the "guy" knows someone honest...

Anyway here are some picts of the damage.

 

Well, the car's damage was only the rear light, and a slight dent... Hope his claims are less than 1k... Cos if it's more... my loading for the next insurance is gonna be higher... Some advisor told me... if his claims are less than 1k, the loading is prob be about 10% for 1 year for NTUC.

Anyway will post more later... gonna zzzz........